Tomorrow marks the dual celebration of Columbus Day and Indigenous Peoples Day. While these two holidays represent different historical perspectives, one thing remains consistent: the impact on various businesses and services as many take the day off. Let’s break down what’s open and closed, so you can plan your day accordingly.
Federal Holiday Closures
As a federal holiday, Columbus Day (also recognized as Indigenous Peoples Day) provides a day off for many, and numerous institutions shut down. Here’s a look at what to expect:
1. Banks
- Closed: Most major banks, such as Bank of America, Chase, and Wells Fargo, will be closed. However, if you rely on mobile banking apps or online banking, you’re in luck—those services will remain active.
- Online and Mobile Access: Although physical branches will be closed, mobile and online banking options will still be available for transfers, payments, and account inquiries.
2. Mail Services
- USPS Closed: The U.S. Postal Service will halt mail delivery on Columbus Day. If you’re waiting for a package or planning to mail something, expect delays until regular service resumes the following day.
- FedEx and UPS: Private couriers like FedEx and UPS may still operate, though it’s a good idea to check their specific schedules for any changes.
3. Government Offices and Services
- Closed: Government-run facilities, including state offices, the DMV (Department of Motor Vehicles), courts, and local government buildings, will be closed.
- Public Schools: Most public schools will also close for the holiday, giving students and teachers the day off.
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What Stays Open
Despite the widespread closures, plenty of businesses and services will continue to operate:
4. Stock Market
- Open: If you’re following the stock market, trading will proceed as usual. The New York Stock Exchange (NYSE) and NASDAQ remain open on Columbus Day, allowing investors to stay active.
5. Retailers and Shopping
- Open: Major retailers, such as Walmart, Target, and grocery stores, will remain open, ready for those enjoying a shopping spree on their day off.
- Food Services: Most restaurants, fast-food chains, and cafes will also stay open, catering to customers looking for dining options.
6. Public Transit (PTA)
- Operating: Public transit, including buses, subways, and trains, will run on holiday schedules. It’s best to check your local transportation authority’s website for specific timings and any potential route adjustments.
Summary: How to Plan Your Day
With the holiday fast approaching, it’s crucial to know what’s open and what’s closed to avoid any last-minute inconveniences. While many federal services will pause for the day, most retailers, food options, and the stock market will stay operational. Make sure to adjust your plans accordingly and enjoy the extra time off!
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